POOR CREDIT?

Easy Application & Quick Response!

**See Rates, Fees, Costs, and Limitations page for additional details.

Apply in 4 Easy Steps!

*required fields

First Name *

Last Name *

Suffix

Email Address *

Verify Email Address *

Street Address (No PO Boxes) *

City *

State *

Zip Code *

Minimum one phone number required.

Home Phone

Mobile Phone

Do you have an active checking account? *

Yes

Choose your card design*

Select your Total Card Visa card design below by clicking on the card design of your choice

Free Designs

I certify that I am a U.S. resident over the age of 18. *

I consent and understand I will receive physical and digital communications from Infusion Strategies and its selected marketing partners under the TotalCardNow.com brand that comply with the Marketers Privacy Policy.

TOTAL Visa^® is for people with a checking account who want a true Visa credit card that does not require perfect credit for approval. Apply now to get a response online in seconds.

Complete Application

Applying is quick & easy with our SECURE online application.

Get Your Credit Decision

Review the terms and conditions, submit your application & get your credit decision!

Pay $95 Program Fee**

If approved, pay the $95 Program Fee** to open your account.

Download Our Mobile App

Download our mobile app for either iOS or Android* for quick access to your account.

Card Features

Manageable Monthly Payments

Accepted By Merchants Across U.S. and Online

Monthly Reports to Credit Bureaus

Checking Account Required

Manageable Monthly Payments

Accepted By Merchants Across U.S. and Online

Monthly Reports to Credit Bureaus

Checking Account Required

Digital Privacy Policy | Terms of Use | Unsubscribe from our Mailing List Do Not Sell My Information

The Total Visa Card issued by The Bank of Missouri pursuant to a license from Visa U.S.A.Inc. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time. *Card use subject to available credit; for security reasons, card may not be used at automated fuel pumps, for gambling transactions or at merchants outside the United States.

*Google Play and the Google Play logo are trademarks of Google LLC. App Store is a service mark of Apple Inc

Notice to California Residents: This website collects personal information. Click here to be directed to our Digital Privacy Policy to learn more